Dear Dave,I’m six months away from being debt-free, except for my home. Recently, I’ve run into an issue with my sister, who has a good job, but continually makes poor choices with money. Over the last six months, she has also asked…
« read »Dear Dave,I’m trying hard to get control of my money and get out of debt, but I had a situation come up the other day, and I really don’t know what to do. I’m one of four brothers, and our parents’ fiftieth…
« read »Dear Dave,My husband and I have been very blessed financially over the course of our lives. We make a little over $200,000 a year combined, and we currently have a net worth of around $4 million. But what do you do when…
« read »Dear Dave, I have a roommate, and we’ve shared the same two-bedroom apartment for about three years. During that time, we’ve always had an agreement that we would split the bills 50-50. But for the last several months, he’s been very late paying…
« read »Dear Dave,My mother died about a year and a half ago, and she left me and my younger sister $75,000 each. My sister is 16, and she plans on enlisting in the military after high school, then using the G.I. Bill to…
« read »Dear Dave, I’m worried about my younger brother, and I need some advice. He’s divorced and has a son, and lately, it seems like he only wants to be a dad when it’s convenient. On top of this, he’s very irresponsible with money…
« read »Dear Dave,My wife and I have been married for nine months, and we’ve been following your Baby Steps plan for three months. We have about $50,000 in debt, and I recently cashed out an old whole life policy that enabled us to…
« read »Dear Dave,I switched to a debit card so that the money I spend comes directly from my checking account. But I still have a problem some months with overspending and buying things I shouldn’t. Do you think I should stop using my…
« read »Dear Dave, Our 21-year-old son is in college, and we’ve always warned him to stay away from credit cards. Despite our warnings, we recently learned he got a store-branded credit card. The good news is he has stayed under the credit limit.…
« read »Dear Dave, We’ve all our debts paid off, except for our home, and our fully funded emergency fund of six months of expenses is in place. In talking to people, it seems there are lots of different opinions as to what constitutes…
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