Dear Dave, My mom and dad always told me to live within my means. As an adult, I’ve made some mistakes with money, including falling right back into debt after…
MoreDear Dave, I think my mother-in-law has a serious credit card problem. She can’t afford stuff, but she shops anyway, chalks up more and more debt, acquires more credit cards,…
MoreSitting with God in the quiet has never come easily to me. It is not that I do not enjoy silence, rather, I am scared of what it could possibly…
MoreDave Ramsey Dear Dave, My wife and I are debt-free except for our mortgage and two Parent PLUS loans for our daughters’ college educations. One of the loans totals $18,078,…
MoreDear Dave, I’m 67, and I’ve been wondering what your position is on preplanning for a funeral versus prepaying. Is one a better idea than the other, or should you…
MoreDear Dave, I read that you recommend saving 15% of your income for retirement. Should I count my employer’s contribution to my retirement plan as part of that 15%? Carlotta …
MoreDear Dave, My girlfriend’s parents are divorced, and they’re both in their early seventies. We talked the other night, and she’s thinking about buying them each life insurance policies. The…
MoreDear Dave, About a year ago, my husband and I offered an empty house we own to a young man at our church, who had lost his home and everything…
MoreThe Catholic Church’s social justice teachings encourage us to treat everyone fairly, just as we wish to be treated and to value human dignity and the common good. At first,…
MoreDear Dave, My wife and I have been very fortunate in our careers. We both have six-figure incomes, and as a result we have a little over $2 million in…
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